Terms of Use

These Terms & Conditions govern your use of the services, content, and website provided by Ternexa. By accessing our platform, enrolling in our courses, or interacting with any of our digital materials, you agree to abide by the terms outlined below. Please read them carefully, as they form a binding agreement between you and Ternexa.

1. Scope of Services

Ternexa provides **structured online and in-person courses** focused on investment education, economic literacy, financial analysis, and professional development. Services are designed for informational and educational purposes and **do not constitute financial advice** or endorsements of any particular financial products.

2. User Responsibilities

Users are expected to engage with our platform **respectfully and lawfully**. You agree not to misuse the site, disrupt service availability, share false or misleading data, infringe on intellectual property, or use the content for unauthorized commercial gain. Any violation of these responsibilities may result in restricted access or legal action.

3. Registration and Account Integrity

To access certain features, you may be required to register and provide accurate personal details. You are responsible for maintaining the **confidentiality of your login credentials** and for all activities under your account. If you suspect unauthorized access, please notify us immediately.

4. Intellectual Property

All content provided by Ternexa—including text, graphics, logos, videos, course material, and software—is the **intellectual property of Ternexa** or its content partners. Unauthorized copying, reproduction, modification, or distribution is strictly prohibited and may result in legal consequences.

5. Course Access and Payment

Access to courses may be free or paid, depending on the program. All prices are displayed clearly on the course description pages and are subject to change. Upon purchase, you are granted a **non-transferable, limited license** to access the content for personal use. Refunds are subject to our Refund Policy and must be requested within the designated timeframe.

6. Termination of Services

Ternexa reserves the right to **suspend or terminate your access** to the platform for violations of these terms or for conduct that we consider harmful to the company, our partners, or other users. Any outstanding obligations or disputes will survive the termination.

7. Limitations of Liability

While we strive to provide accurate and high-quality educational content, Ternexa is **not liable for any loss or damage** arising from reliance on our materials. The content is intended for educational enrichment and should not replace personalized professional advice.

8. Modifications to Terms

We may **update these Terms & Conditions periodically** to reflect changes in laws, technology, or our services. Continued use of the platform after modifications signifies your acceptance of the revised terms. We recommend checking this page regularly for updates.

9. Governing Law

These Terms are governed by the **laws of Kenya**. Any disputes arising from or related to these terms will be resolved through **local courts in Nairobi**, unless both parties agree to an alternative dispute resolution method.

10. Contact Information

For any concerns or clarifications regarding these Terms & Conditions, please reach out to us at:

Ternexa
Chiromo Road 58, Nairobi, 00600, Kenya
Email: [email protected]
Phone: +254 735 884 229

Your engagement with our platform means a great deal to us. We are here to support your learning journey in every way possible and ensure a fair, respectful, and enriching environment for all users.